BAUNAT offers an instalment option through its payment partner ALMA, allowing you to split your diamond jewellery purchase into 3 payments at no added cost. If you would prefer 4 payments, you can make an initial payment by bank transfer, which we deduct from the total, with the remaining balance settled in 3 ALMA instalments. Please note that production is on demand, so the first ALMA payment must be completed before we ship your handmade piece, and if your item is ready within a month both the bank transfer and first instalment fall due in that period. For larger purchases we recommend a bank wire transfer, as credit cards often carry transaction limits. To arrange an instalment plan, confirm your order and ask your personal advisor to send you the ALMA payment link. See our payment methods.