Engagement ring insurance is a contract to protect you from financial repercussions in the event of physical loss, theft, or damage. Insurance policies for engagement rings typically cover the replacement, repair, or cost reimbursement should the unimaginable happen.

 Check out the engagement ring catalogue from BAUNAT today.

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Toi et moi engagement ring

Should you Insure your Engagement Ring?

You should always insure your engagement ring (and that includes all other jewellery you own too!) for its current market value.

Ask yourself: Would you be upset if your ring was ever lost, broken, or stolen? If the answer is “yes”, then your engagement ring is valuable enough to insure.

You should note that if you've been engaged or married for an extended period of time that gold and items of jewellery commonly increase in value. To make sure that your insurance is up-to-date, you should pay a visit to a specialist jeweller for a professional valuation.

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Toi et moi engagement ring

Where can you get Engagement Ring Insurance in the UK?

A quick Google search will show you hundreds of search results for specialist engagement ring insurance in the UK. As no two engagement rings are created the same, there is no one insurance policy that is the right fit for every single need.

There are a variety of engagement ring insurance options with an extensive network of trusted jewellers across the UK that can repair or replace your valuables on a like for like basis. Make sure to shop around before making a decision.

TOP TIPS for Engagement Ring Insurance in the UK

  • If you decide not to opt for specialist engagement ring insurance, you may be able to protect an engagement ring by adding scheduled personal property coverage to your home insurance policy.

     
  • When choosing the right insurance policy for your engagement ring remember to consider price, coverage, cover excess as well as policy conditions towards loss, damage or theft.

     
  • Consider an insurance policy with worldwide cover so that you can have the peace of mind your engagement ring is still protected while you travel. This is especially important if you plan on proposing or getting married in another country.

     
  • The person in possession of the engagement ring must have the insurance coverage in their name to ensure any valuables are properly protected.

Take Your Search Digital: Discover Engagement Rings in the UK Online

Are you looking to buy an engagement ring? Check out the engagement ring catalogue on the Jeweller BAUNAT website to find your perfect ring. If you have any questions, please feel free to contact our team of experts.

Want to find out more before you choose the engagement ring of your dreams? Read other relevant articles from BAUNAT to prepare for your special day.
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