Nowadays, it is not uncommon for couples to live together before they are engaged. Since most costs are already shared, it is currently a trend that couples split the bill when buying a diamond engagement ring. This way, you minimise the impact of this purchase; moreover, you can avoid a financial hangover, but it also (potentially) allows you to choose a more expensive ring. If you and your partner have decided as a couple to split the cost of buying a diamond engagement ring, then you can consider these things first:

1. Determine the budget together

When splitting the cost of an engagement ring as a couple, the best way to start is to examine your personal and joint finances before stepping into the jeweller’s or ordering the diamond engagement ring online. Set a budget that you both feel comfortable with. You could split the cost of the engagement ring as a couple like this: one pays for the diamond, and the other pays for the metal alloy and the setting. Whatever you decide, stick to the plan that you agreed on. If one of the partners feels that the budget should be redefined, talk openly and honestly with each other. This is a major purchase, so good communication is essential!

2. Agree on the style

It is to be expected that when you decide to split the cost of the engagement ring as a couple, you both want a say in what it will look like. Make sure both of you are happy with the end result. With a solitaire diamond engagement ring, you play it safe. Too traditional for you? Then try to find a compromise. ‘There’s no disputing about taste and colours’, but in this case, there is.

3. Think about the wedding rings

If you plan on wearing a wedding ring after your wedding, buy them together when you split the cost of the engagement ring as a couple. Many women want their wedding ring to match with their diamond engagement ring, but men also want their wedding ring to be a matching one, either to their spouses ring, their own engagement ring, or even to both. The important thing is that the styles match; therefore, the precious metals do not necessarily need to match. Nowadays, there is even a trend to combine yellow gold, white gold and rose gold.

We at BAUNAT have an extensive collection of diamond engagement rings and wedding rings to suit every budget and taste, so if you are looking to split the cost of your engagement ring as a couple, be sure to shop our collection!

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GERD VAN DE VEL